- What
- Monthly credits on electric and gas bills. All eligible participants get at least $20 a month. The maximum monthly credit is $200 for gas and electric combined.
- Who
- Income-eligible households, for example up to $51,273 a year for 1 person or $98,602 for 4.
- How
- Apply online at nj.gov/dca/dcaid or call the NJ Utility Assistance hotline at (800) 510-3102.
Help paying your Atlantic City Electric bill
There are 6 ways to get help with an Atlantic City Electric bill: discounts, bill assistance, payment plans, senior programs and free home upgrades. Each program below links to its official page, with who qualifies and how to apply.
- 6 programs
- From official pages
- Checked October 21, 2026
SHUTOFF NOTICE?
Call Atlantic City Electric at 800-642-3780 before the date on the notice and ask for a payment arrangement. If someone in the home is seriously ill, ask about a medical certificate. Apply for energy assistance at the same time.
Discount rates and monthly credits
Help with a bill you cannot pay
Payment Assistance for Gas and Electric (PAGE) Program
- What
- Relief on gas and electric bills, subject to available funds.
- Who
- Low- to moderate-income households, for example up to $85,455 a year for 1 person. Apply for USF first if eligible.
- How
- Apply with SHARES Nation online or call 1-866-657-4273.
Payment plans and more time to pay
- What
- Forgives the overdue balance you had when you joined USF. Each month you pay your current charges in full, 1/12 of that balance is forgiven. Available once every five years.
- Who
- USF electric and gas customers with overdue balances of $60 or more. Enrollment is automatic.
- How
- Your utility enrolls you when you join USF. You cannot apply separately.
Seniors and people with disabilities
Lifeline Program (Energy Assistance)
- What
- An annual $225 energy benefit for electric or natural gas costs, or both.
- Who
- Qualified seniors and people with disabilities, homeowners or renters.
- How
- Apply with the NJSAVE application or call 1-800-792-9745.
Free home energy upgrades
- What
- Free energy-saving measures to lower your utility bills and improve comfort and safety.
- Who
- Income-eligible customers, for example up to $39,900 a year for 1 person or $82,500 for 4.
- How
- Call (866) 378-4345 or visit the Clean Energy program site.
Other programs
- What
- Protects certain customers from shutoff between November 15 and March 15 each year.
- Who
- Customers who get Lifeline, HEAP, TANF, SSI, PAAD, General Assistance or USF, or who cannot pay because of circumstances beyond their control.
- How
- Call your utility company to request protection, or call NJBPU at (800) 624-0241.
State energy assistance in New Jersey
Low Income Home Energy Assistance (LIHEAP) / Home Energy Assistance (HEA), run by the New Jersey Department of Community Affairs (DCA), helps households with low income pay heating and cooling bills (the federal LIHEAP program). Apply online at dcaid.dca.nj.gov, or fill out the Home Energy/USF/Weatherization application and give it to your local Community Action Agency. Hotline: 1-800-510-3102. Official page.
When the utility cannot shut off service in New Jersey
- Cold weather: If you are eligible for the Winter Termination Program, you have the right to utility services from November 15 to March 15. You must notify your utility company of your eligibility.
- Medical: A utility company may not turn off service if a valid medical emergency exists in your household.
Official text. The protections have conditions: read the rule or ask the utility. You still owe the bill.
To see what your bill should be, use the Atlantic City Electric bill calculator. To lower it, see the plans and the appliance cost tool.
How can I get help paying my Atlantic City Electric bill?
Call Atlantic City Electric before the due date and ask for a payment arrangement, apply for energy assistance, and ask about its discount programs (Universal Service Fund (USF)). This page lists each program with its official link.
Does Atlantic City Electric have a low-income discount?
Universal Service Fund (USF): Monthly credits on electric and gas bills. All eligible participants get at least $20 a month. The maximum monthly credit is $200 for gas and electric combined. Income-eligible households, for example up to $51,273 a year for 1 person or $98,602 for 4.
Can Atlantic City Electric shut off my power in winter?
The New Jersey rule: If you are eligible for the Winter Termination Program, you have the right to utility services from November 15 to March 15. You must notify your utility company of your eligibility. The rule has conditions, and you still owe the bill.
utilityratecalc.com is not part of Atlantic City Electric or a government agency. Programs and amounts change: the official page of each program has the current rules. Checked October 21, 2026.