Consumers Energy electric rates and bill calculator

A Consumers Energy bill for 1,000 kWh on Schedule RSP with 15% on-peak use is $214.79 in November 2026 (21.5¢ per kWh, before tax). In September (summer rates) it is $242.95. This calculator uses the Consumers Energy Residential Summer On-Peak Basic Rate (Summer Peak Rate) tariff (Schedule RSP) and its riders. Type the kWh from your bill. The result shows each charge on a different line.

  • Schedule RSP
  • Effective: Service on and after May 1, 2026 (surcharges as of October 2026; PSCR factor of October and November 2026)
  • Last checked: November 2, 2026

Consumers Energy has 2 plans on this site: RPM, RSP. Compare the plans for your usage. See which Consumers Energy plan is cheapest.

Consumers Energy bill calculator

Find the name of your rate schedule on your bill.

Use the meter read dates from your bill (optional)

The calculation runs in your browser. Your kWh and amounts are not sent to us; they are saved only if you click Save this bill, and then only in this browser. Privacy

NOTE

The result is an estimate. Your bill can show other charges, for example sales tax. Compare the result with your bill.

Current Consumers Energy electricity rates

A Consumers Energy bill for 1,000 kWh on Schedule RSP, with all charges, at the rates in effect at our last check on November 2, 2026:

Consumers Energy average price per kWh at 1,000 kWh
Billing monthBillAverage price per kWh
September (summer rates)$242.9524.29¢
November (rates for other months)$214.7921.48¢
Base rates now: Other months (October to May)
ChargeRate
System access charge$8.00 per month
Power supply energy charge: All hours8.2996¢ per kWh
Distribution charge9.3333¢ per kWh

The average price includes the base rates and the riders. See all rates and riders, the example bills and the sources.

Average Consumers Energy bill

In 2025, the average Consumers Energy home that bought its power from Consumers Energy used 649 kWh a month and paid $134.01 a month (20.7¢ per kWh). The average for all homes in Michigan was $127.17 (635 kWh, 20.0¢ per kWh). These are yearly averages from the EIA-861 data of the U.S. Energy Information Administration, at the rates of 2025. See the average electric bill in Michigan and in each state. To turn the watts of an appliance into dollars, use the electricity cost calculator.

For an apartment: with the EIA average kWh of small homes in the Midwest, a 1-bedroom apartment (513 kWh) costs about $114.81 a month on RSP and a 2-bedroom apartment (681 kWh) about $149.31 (November rates, before taxes). See the apartment electric bill at each utility.

Best hours to use electricity on Schedule RSP

The price of one more kWh in each hour of the day, with the riders of the tariff. Green hours are the cheapest, red the most expensive. Move flexible use (laundry, dishwasher, EV charging) to the green hours.

Summer (June to September)

Consumers Energy Schedule RSP, summer: price of one more kWh in each hour, in cents (rates of June)
Day12a1a2a3a4a5a6a7a8a9a10a11a12p1p2p3p4p5p6p7p8p9p10p11p
Weekdays232323232323232323232323232327272727272323232323
Weekends and holidays232323232323232323232323232323232323232323232323
  • Off-peak: 22.6¢ per kWh · All other hours from June to September, and all day Saturday and Sunday
  • On-peak: 27.4¢ per kWh · 2:00 p.m. to 7:00 p.m., Monday to Friday, June to September (weekday holidays included)

Moving 100 kWh a month from on-peak to off-peak hours saves about $4.79 a month in this season.

Other months (October to May)

Consumers Energy Schedule RSP, other months: price of one more kWh in each hour, in cents (rates of November)
Day12a1a2a3a4a5a6a7a8a9a10a11a12p1p2p3p4p5p6p7p8p9p10p11p
Weekdays212121212121212121212121212121212121212121212121
Weekends and holidays212121212121212121212121212121212121212121212121
  • All hours: 20.5¢ per kWh · October to May: one rate for all kWh

See the cheapest hours of other time-of-use plans.

Help paying your Consumers Energy bill

  • Consumers Affordable Resource for Energy (CARE) Program: A 24-month payment plan with an affordable fixed bill, monthly bill credits and past-due balance forgiveness.
  • Senior Citizen Bill Credits: Seniors can receive a $4.00 credit to their electric bill each month.
  • Payment Arrangements: Pay off your balance on a schedule that fits you, with payments split weekly, bi-weekly or monthly.
  • Payment Holds: Up to 10 more days to pay your full bill amount. Only one Payment Hold per billing cycle.
  • Budget Plan: A consistent monthly payment based on your average bill amounts from the last 12 months, reviewed every four months and balanced after a year.
  • Winter Protection Plan: Protection against shut-off and high payments during the wintertime.

See all 9 Consumers Energy bill help programs, with who qualifies, how to apply, state energy assistance and the shutoff rules.

Consumers Energy rate increases

Rate cases of Consumers Energy that are pending or were decided since 2025, from the official documents. The calculator above uses the rates in effect now; a pending request is not in it.

Decided

Asked
About $436 million a year
Asked for homes
13.3% higher home rates
Approved
$276,607,000 plus deferral and cloud costs
For homes
+$6.46 a month (6.1%) at 500 kWh
In effect
May 1, 2026
Case
U-21870, Michigan Public Service Commission, filed June 2, 2025, decided March 27, 2026
Sources
MPSC news release · Michigan Attorney General release

Decided

Asked
$325 million combined
Approved
$153,809,000 more revenue
For homes
+$2.78 a month (2.79%) at 500 kWh
In effect
April 4, 2025
Case
U-21585, Michigan Public Service Commission, filed May 31, 2024, decided March 21, 2025
Sources
MPSC news release · Michigan Attorney General release

See all pending electric rate increases.

EV charging cost on Consumers Energy

Charging an electric car for 1,000 miles a month (300 kWh) overnight on weekdays adds this much to a 1,000 kWh November bill:

Consumers Energy: extra cost of home EV charging
PlanA monthPer 100 milesCharging period
RPMResidential Nighttime Savers Rate$58.48$5.85Super off-peak
RSPResidential Summer On-Peak Basic Rate (Summer Peak Rate)$61.58$6.16All hours

Use your own miles, car and charging time in the EV charging cost calculator.

Solar savings on Consumers Energy

With the solar output of Battle Creek (PVWatts), a 6 kW system makes about 7,715 kWh a year. On a home that uses 1,000 kWh a month, it cuts the yearly bill by:

Consumers Energy: yearly bill savings of a 6 kW solar system
PlanBill a year without solarSavings a year
RPMResidential Nighttime Savers Rate$2,705.80$1,688.44
RSPResidential Summer On-Peak Basic Rate (Summer Peak Rate)$2,690.12$1,678.14

If each solar kWh replaces a kWh bought at the full price within the month (monthly net metering). A lower credit for the power you send to the grid, or a solar fee, makes the savings smaller. Use your own kWh, city and system in the solar savings calculator.

Consumers Energy rebates

Consumers Energy rebates and energy-saving programs: the page lists appliances, insulation, windows, lighting, water heaters, heating and cooling, home energy audit, appliance recycling, EV chargers, new homes. See also the home energy rebates in Michigan. Checked October 22, 2026.

Consumers Energy outages, payments and customer service

Official links and phone numbers from the Consumers Energy website, checked October 20, 2026. This site is not part of Consumers Energy: for an outage or a question about your account, use these links.

If you see a downed power line, stay away from it and call Consumers Energy at 800-477-5050 or 911.

Terms on this tariff: Deferral, Demand response, Distribution charge, Energy efficiency charge, Infrastructure charge, Low-income program charge, Power supply cost recovery (PSCR), Securitization charge, System access charge. See the electric bill glossary.

SOLAR AND EV

Do you want solar panels or an electric vehicle? The US solar calculator and the EV charging from solar calculator on ProSolarCalc estimate the savings and the payback. Also read what changed in the federal solar tax credit in 2026. Sri Murugan Systems also makes ProSolarCalc.

Do you have your hourly usage file? Compare Consumers Energy plans with your Green Button data.

Why is my Consumers Energy bill so high? Check your bill against Consumers Energy RSP. How does Consumers Energy compare? See the monthly bill comparison.

What does an appliance cost to run on this tariff? Use the appliance cost tool with Consumers Energy RSP.

The rates in this calculator

These values come from the official tariff documents of Consumers Energy. The Michigan Public Service Commission approves these tariffs.

Time periods
PeriodHoursSeasons
On-peak2:00 p.m. to 7:00 p.m., Monday to Friday, June to September (weekday holidays included)Summer (June to September)
Off-peakAll other hours from June to September, and all day Saturday and SundaySummer (June to September)
All hoursOctober to May: one rate for all kWhOther months (October to May)

Your bill shows the kWh for each period. Type those values in the calculator. From October to May, all kWh have one rate. Type only the total kWh for those months.

Base rates: Schedule RSP
SeasonChargeRate
Summer
June to September
System access charge$8.00 per month
Power supply energy charge: On-peak15.1904¢ per kWh
Power supply energy charge: Off-peak10.397¢ per kWh
Distribution charge9.3333¢ per kWh
Other months
October to May
System access charge$8.00 per month
Power supply energy charge: All hours8.2996¢ per kWh
Distribution charge9.3333¢ per kWh
Riders and fees that the calculator adds
ItemRateApplies toSchedule
Power supply cost recovery (PSCR) factor
Actual factor for the October and November 2026 billing months. Consumers can change it each month.
1.456¢ per kWh All kWh PSCR Factors (Eighty-Fourth Revised Sheet D-6.00)
Energy efficiency program surcharge 0.4617¢ per kWh All kWh Surcharges (Sixteenth Revised Sheet D-2.10)
Demand response surcharge 0.2224¢ per kWh All kWh Surcharges (Tenth Revised Sheet D-2.20)
Investment recovery mechanism (IRM) surcharge
For service from May 1, 2026 to April 30, 2027.
0.0699¢ per kWh All kWh Surcharges (Tenth Revised Sheet D-2.40)
Financial compensation mechanism surcharge
For service from January 1 to December 31, 2026.
0.0243¢ per kWh All kWh Surcharges (Eleventh Revised Sheet D-4.00)
Electric rate case deferral surcharge
For service from May 1, 2026 to April 30, 2027.
0.1221¢ per kWh All kWh Surcharges (Ninth Revised Sheet D-5.00)
Power plant securitization charge 0.1156¢ per kWh All kWh Securitization Charges (Eleventh Revised Sheet D-7.00)
Karn 1 and 2 securitization charge
For the October 2026 to September 2027 billing months.
0.4237¢ per kWh All kWh Securitization Charges (Fifth Revised Sheet D-7.10)
Low-income energy assistance fund surcharge $1.50 per month Each account Surcharges (Twelfth Revised Sheet D-3.00)
Monthly credit
The rate book says that if a credit balance occurs, it applies to future bills. The LIAC and RSC credits cannot be taken with the RIA credit.
Income assistance credit (RIA): −$8.00 per month
Low income assistance credit (LIAC): −$42.00 per month
Senior citizen credit (RSC): −$4.00 per month
Each account Rate RSP, Income Assistance, Low Income Assistance Credit and Senior Citizen provisions (Sheet D-15.00)

Minimum monthly bill: The system access charge, adjusted for credits, plus any monthly surcharges that do not depend on kWh.

A bill that crosses a season or rate change: the calculator splits it by the number of days in each month, if you type the meter read dates. Rate RSP prices the On-Peak and Off-Peak kWh "between June 1 and September 30" (Sheet D-14.00). Thus the calculator splits a bill that crosses June 1 or October 1 by the days in each month.

Example bills for 1,000 kWh

These examples use 1,000 kWh. Monthly credit (Sheet D-15.00): No credit. Each column uses the rates of the billing month in its heading. In seasons with time periods, the examples use this split: 15% on-peak, and the rest off-peak. This split is only an example. Use the values from your bill. The examples do not include taxes.

LineSummer (September)Other months (November)
System access charge$8.00$8.00
Power supply energy charge$111.16$83.00
Distribution charge$93.33$93.33
Power supply cost recovery (PSCR) factor$14.56$14.56
Energy efficiency program surcharge$4.62$4.62
Demand response surcharge$2.22$2.22
Investment recovery mechanism (IRM) surcharge$0.70$0.70
Financial compensation mechanism surcharge$0.24$0.24
Electric rate case deferral surcharge$1.22$1.22
Power plant securitization charge$1.16$1.16
Karn 1 and 2 securitization charge$4.24$4.24
Low-income energy assistance fund surcharge$1.50$1.50
Total before tax$242.95$214.79

How the calculator gets the total

  1. It finds the season from the billing month. Summer rates apply in June to September. The rates for other months apply in October to May.
  2. It uses the kWh for each time period from your bill. The total kWh is the sum of the periods.
  3. It adds the system access charge. This is a fixed amount for each month.
  4. It multiplies the kWh in each time period by the power supply energy charge rate for that period.
  5. It multiplies the kWh by the rate of the distribution charge.
  6. It multiplies the kWh by the rate of each of the 8 riders in the riders table, from the power supply cost recovery (PSCR) factor to the karn 1 and 2 securitization charge.
  7. It adds the low-income energy assistance fund surcharge. This is a fixed amount for each month.
  8. It adds the monthly credit. This is a fixed amount for each month.

The calculator rounds each line to the cent. Each percentage uses the rounded lines.

Items that the calculator does not include

  • Michigan sales tax and city utility users taxes.
  • Smart Hours (RSH) and other optional rates (Nighttime Savers RPM has its own page).

Sources and last check

We read each value from the official documents below. The approval column shows the docket, order or advice number that is printed on each sheet. Last check: November 2, 2026.

DocumentUsed forEffectiveApproval
Residential Summer On-Peak Basic Rate RSP (Ninth Revised Sheet D-14.00)System access charge, power supply energy charge, distribution chargeService on and after May 1, 2026MPSC Case No. U-21870, Order of March 27, 2026
PSCR Factors (Eighty-Fourth Revised Sheet D-6.00)Power supply cost recovery (PSCR) factorOctober and November 2026 billing months (sheet issued October 13, 2026)Factor self-implemented while MPSC Case No. U-21873 is pending
Surcharges (Sixteenth Revised Sheet D-2.10)Energy efficiency program surchargeMarch 2026 billing monthMPSC order of February 19, 2026
Surcharges (Tenth Revised Sheet D-2.20)Demand response surchargeService on and after May 1, 2026MPSC order of March 27, 2026
Surcharges (Tenth Revised Sheet D-2.40)Investment recovery mechanism (IRM) surchargeService on and after May 1, 2026MPSC Case No. U-21870
Surcharges (Eleventh Revised Sheet D-4.00)Financial compensation mechanism surchargeService on and after January 1, 2026MPSC Case No. U-21258
Surcharges (Ninth Revised Sheet D-5.00)Electric rate case deferral surchargeService on and after May 1, 2026MPSC Case No. U-21870, Order of March 27, 2026
Securitization Charges (Eleventh Revised Sheet D-7.00)Power plant securitization chargeAugust 2026 billing monthMPSC order of July 16, 2026
Securitization Charges (Fifth Revised Sheet D-7.10)Karn 1 and 2 securitization chargeOctober 2026 billing monthMPSC order of August 27, 2026
Surcharges (Twelfth Revised Sheet D-3.00)Low-income energy assistance fund surchargeSeptember 2026 billing monthMPSC order of April 17, 2026 (LIEAF under Case No. U-17377)
Rate RSP, Income Assistance, Low Income Assistance Credit and Senior Citizen provisions (Sheet D-15.00)Monthly creditService on and after May 1, 2026MPSC Case No. U-21870, Order of March 27, 2026

Values read from the text of the Consumers Energy Electric Rate Book (M.P.S.C. No. 14), as linked from the Consumers Energy rates page that the Michigan Public Service Commission points to: Rate RSP (Sheets D-14.00 to D-18.00), surcharges (D-2.00 to D-5.00), PSCR factors (D-6.00) and securitization charges (D-7.00, D-7.10). The PSCR factor for October and November 2026 (1.456¢) is on the Eighty-Fourth Revised Sheet D-6.00. The October 2026 factor agrees with the MPSC PSCR factor table. Consumers calls RSP the Summer Peak Rate, an update of its standard rate, and says most customers are on it. The renewable energy plan surcharge is $0.00 for residential meters. The one-time IRM reconciliation credit of $0.02 in the May 2026 billing month is not included. The power supply charges change on June 1 and October 1 by date of service; type your meter read dates to split a bill that crosses one of these dates. Consumers does not publish a typical bill with a line breakdown, so the test bills are hand calculations. MPSC power supply cost recovery factors.

Questions about Consumers Energy bills

What is the average Consumers Energy electric bill?

In 2025, the average Consumers Energy home that bought its power from Consumers Energy used 649 kWh a month and paid $134.01 a month, 20.7¢ per kWh (EIA-861 data). That is more than the Michigan average of $127.17. Your bill depends on your kWh: use the calculator on this page with the kWh from your bill.

When is the on-peak period?

On-peak is 2:00 p.m. to 7:00 p.m., Monday to Friday, from June 1 to September 30. Weekday holidays are on-peak too. From October to May, all kWh have one rate.

Why is the summer bill higher?

From June to September, the power supply rate is higher: 10.397¢ off-peak and 15.1904¢ on-peak. From October to May it is 8.2996¢ for all kWh.

What is the PSCR factor?

The power supply cost recovery factor adjusts your bill for the cost of fuel and purchased power. Consumers Energy can change it each month, up to the maximum that the Michigan Public Service Commission allows.

Does the calculator include taxes?

Not by itself. Your bill adds sales tax and any city utility users tax. To add it, type the tax rate from your bill in the tax field.

Why is my Consumers Energy bill so high?

The most common reason is more kWh: heating and air conditioning use much electricity. The season: on Schedule RSP, 1,000 kWh costs $242.95 in September and $214.79 in November. The time of use: kWh in the peak hours cost more than kWh at other hours. More days in the billing period also add kWh and daily charges. To see which reason applies to your bill, use the Why is my bill so high tool on this site: type your bill and an earlier bill, and it shows each reason in dollars.

Why is my bill different from the result?

Your bill can include sales tax, a city fee, a discount, a late fee or a different number of days. Type the number of days from your bill. To add tax, type the tax rate from your bill in the tax field. If your tariff has a discount program, select it in the options.

Where do I find my kWh?

Your bill shows the kWh for the billing period. Look for the meter reading section or the usage section.

Is Consumers Energy raising rates?

Consumers Energy has asked for a rate increase (U-22070, Michigan Public Service Commission). Asked: About $456 million a year plus $25 million. For homes: About $13 a month (9%) more from May 2027. Decision due by April 2027. The commission has not made a final decision. See the rate increase section on this page.

What is the Consumers Energy outage number?

To report a power outage to Consumers Energy, call 800-477-5050, or use the outage map on the Consumers Energy website. If you see a downed power line, stay away from it and call the utility or 911.

utilityratecalc.com is not part of Consumers Energy Company or the Michigan Public Service Commission. For the official values, use your bill and the tariff of Consumers Energy.