Middle Tennessee Electric (MTE) electric rates and bill calculator
A Middle Tennessee Electric (MTE) bill for 1,000 kWh on Schedule RS is $124.25 in October 2026 (12.4¢ per kWh, before tax). This calculator uses the Middle Tennessee Electric (MTE) Residential Rate (RS) tariff and its riders. Type the kWh from your bill. The result shows each charge on a different line.
- Schedule RS
- Effective: October 2026 (MTE Rate Schedule); the September 2026 rates are also in the same file
- Last checked: November 2, 2026
Current Middle Tennessee Electric (MTE) electricity rates
A Middle Tennessee Electric (MTE) bill for 1,000 kWh on Schedule RS, with all charges, at the rates in effect at our last check on November 2, 2026:
| Billing month | Bill | Average price per kWh |
|---|---|---|
| October | $124.25 | 12.43¢ |
| Charge | Rate |
|---|---|
| Basic service charge | $21.81 per month |
| Energy charge (base rate) | September: 8.333¢ per kWh; October: 8.108¢ per kWh |
The average price includes the base rates and the riders. See all rates and riders, the example bills and the sources.
Average Middle Tennessee Electric (MTE) bill
In 2025, the average Middle Tennessee Electric (MTE) home that bought its power from Middle Tennessee Electric (MTE) used 1,295 kWh a month and paid $161.57 a month (12.5¢ per kWh). The average for all homes in Tennessee was $156.03 (1,180 kWh, 13.2¢ per kWh). These are yearly averages from the EIA-861 data of the U.S. Energy Information Administration, at the rates of 2025. See the average electric bill in Tennessee and in each state. To turn the watts of an appliance into dollars, use the electricity cost calculator.
Help paying your Middle Tennessee Electric (MTE) bill
- Community Energy Assistance: MTE's SharingChange program funds energy assistance accounts year-round through local help agencies to help with emergency energy costs.
- Payment Extensions: More time to pay your bill, with an extended due date.
- Levelized Plan: Averages your electricity use over the past 12 months so your monthly bill stays more consistent. It adjusts slightly each month.
- Life Support: MTE notes the accounts of members on life-support equipment in case of payment delinquency or other special circumstances. It does not give priority restoration in an outage.
- Weatherization Assistance: Financial help to weatherize your home, such as air and duct sealing, insulation, storm windows and caulking, through the federal Weatherization Assistance Program.
See all 5 Middle Tennessee Electric (MTE) bill help programs, with who qualifies, how to apply, state energy assistance and the shutoff rules.
No account needed: Tennessee rate changes (RSS feed) · all rate changes (RSS feed) · a monthly reminder for your calendar · save your bills in this browser. Each month, the bill comparison shows what 1,000 kWh costs at every utility.
Middle Tennessee Electric (MTE) rebates
Middle Tennessee Electric (MTE) rebates and energy-saving programs: the page lists HVAC, weatherization, heat pumps, income-qualified, EV chargers, smart thermostats, home energy audit. See also the home energy rebates in Tennessee. Checked October 22, 2026.
Middle Tennessee Electric (MTE) outages, payments and customer service
Official links and phone numbers from the Middle Tennessee Electric (MTE) website, checked October 20, 2026. This site is not part of Middle Tennessee Electric (MTE): for an outage or a question about your account, use these links.
- Middle Tennessee Electric (MTE) outage map
- Report an outage online
- Report an outage by phone: 877-777-0215
- Customer service: 877-777-9020
- Pay your Middle Tennessee Electric (MTE) bill
- Start, stop or move service
If you see a downed power line, stay away from it and call Middle Tennessee Electric (MTE) at 877-777-0215 or 911.
Terms on this tariff: Base rate, Basic service charge, Energy charge, Fuel charge. See the electric bill glossary.
Do you want solar panels or an electric vehicle? The US solar calculator and the EV charging from solar calculator on ProSolarCalc estimate the savings and the payback. Also read what changed in the federal solar tax credit in 2026. Sri Murugan Systems also makes ProSolarCalc.
Do you have your hourly usage file? Compare Middle Tennessee Electric (MTE) plans with your Green Button data.
Why is my Middle Tennessee Electric (MTE) bill so high? Check your bill against Middle Tennessee Electric (MTE) RS. See the Middle Tennessee Electric (MTE) rate changes. How does Middle Tennessee Electric (MTE) compare? See the monthly bill comparison.
What does an appliance cost to run on this tariff? Use the appliance cost tool with Middle Tennessee Electric (MTE) RS.
The rates in this calculator
These values come from the official tariff documents of Middle Tennessee Electric (MTE). The MTE Board of Directors approves these tariffs under the TVA wholesale power contract.
| Charge | Rate |
|---|---|
| Basic service charge | $21.81 per month |
| Energy charge (base rate) | September: 8.333¢ per kWh; October: 8.108¢ per kWh |
| Item | Rate | Applies to | Schedule |
|---|---|---|---|
| TVA fuel cost adjustment TVA sets the fuel cost adjustment each month. MTE adds it to each kWh with no markup. Residential values from the MTE rate schedule: 2.503 cents (September 2026) and 2.136 cents (October 2026). |
January to August: not published yet September: 2.503¢ per kWh October: 2.136¢ per kWh November to December: not published yet |
All kWh | MTE Rate Schedule, Effective October 2026 (page 1) and Effective September 2026 (page 6), Residential - RS |
Minimum monthly bill: The MTE rate schedule does not print a minimum bill for Residential RS. The basic service charge applies each month.
A bill that crosses a season or rate change: The MTE rate schedule gives the rates for each month ("Effective October 2026"). It does not say if the month is the billing month or the month of use. The calculator uses the billing month that you select.
Example bills for 1,000 kWh
These examples use 1,000 kWh. Each column uses the rates of the billing month in its heading. The examples do not include taxes.
| Line | All year (October) |
|---|---|
| Basic service charge | $21.81 |
| Energy charge (base rate) | $81.08 |
| TVA fuel cost adjustment | $21.36 |
| Total before tax | $124.25 |
How the calculator gets the total
- It adds the basic service charge. This is a fixed amount for each month.
- It multiplies the kWh by the rate of the energy charge (base rate).
- It multiplies the kWh by the rate of the TVA fuel cost adjustment.
The calculator rounds each line to the cent. Each percentage uses the rounded lines.
Items that the calculator does not include
- Rates for months other than September and October 2026. The MTE rate schedule gives only these two months.
- The late charge: 5% of the first $250 and 1% of the remainder when MTE does not get the payment within 17 days of the bill date.
- Standard service fees (member fee, connection, disconnect and reconnect, trip, returned payment and meter test fees).
- The NiteFlex time-of-use rate, the Supplemental Residential Rate (SRS) and outdoor lights.
- myEnergyPlan options (average billing, prepay and other plans), Green Switch 100, solar and other optional programs.
- Sales tax. The MTE rates page says that sales tax is not part of the residential rate.
Sources and last check
We read each value from the official documents below. The approval column shows the docket, order or advice number that is printed on each sheet. Last check: November 2, 2026.
| Document | Used for | Effective | Approval |
|---|---|---|---|
| MTE Rate Schedule, Effective October 2026 (page 1) and Effective September 2026 (page 6), Residential - RS | Basic service charge, energy charge (base rate), TVA fuel cost adjustment | September 2026 and October 2026 | Not printed on the sheet (MTE is a cooperative that buys its power from TVA; the sheet prints no board resolution or docket) |
Recent rate changes
| Charge | Date | Old value | New value |
|---|---|---|---|
| Energy charge (base rate), October 2026 The old value is the September 2026 base rate on page 6 of the same file. | October 2026 (MTE Rate Schedule, Effective October 2026) | 8.333¢ per kWh | 8.108¢ per kWh |
| TVA fuel cost adjustment, October 2026 The old value is the September 2026 fuel cost adjustment on page 6 of the same file. | October 2026 (MTE Rate Schedule, Effective October 2026) | 2.503¢ per kWh | 2.136¢ per kWh |
Calculate what a change does to your bill. See all recent rate changes.
Values read from the MTE Rate Schedule PDF that the MTE Rates page links ("View rates"). The file has the Residential RS rates for October 2026 and for September 2026. The basic service charge is $21.81 in both months. The base rate and the TVA fuel cost adjustment change each month. The TVA fuel cost adjustment comes from the MTE file, not from a TVA file. MTE does not publish a sample bill or a bill calculator. As a check of the same file, the NiteFlex on-peak and off-peak base rates are the RS base rate plus 1.000 cent and less 3.000 cents in both months. The test bills are hand calculations. MTE Rates page (links the current rate schedule).
Questions about Middle Tennessee Electric (MTE) bills
What is the average Middle Tennessee Electric (MTE) electric bill?
In 2025, the average Middle Tennessee Electric (MTE) home that bought its power from Middle Tennessee Electric (MTE) used 1,295 kWh a month and paid $161.57 a month, 12.5¢ per kWh (EIA-861 data). That is more than the Tennessee average of $156.03. Your bill depends on your kWh: use the calculator on this page with the kWh from your bill.
Why can I select only September and October?
The base rate and the TVA fuel cost adjustment change each month. The MTE rate schedule gives the rates for September and October 2026 only. We add each new month when MTE publishes it.
What is the TVA fuel cost adjustment?
TVA sets the fuel cost adjustment each month from the cost of fuel and purchased power. MTE adds it to each kWh with no markup. In October 2026 it is 2.136 cents per kWh.
Does the MTE bill have a grid access charge or a hydro credit?
No. The MTE rate schedule for Residential RS has three charges: the basic service charge, the base rate and the TVA fuel cost adjustment. It does not list a separate grid access charge or hydro credit.
Does the Tennessee Public Utility Commission set MTE rates?
No. MTE is a member-owned cooperative. MTE buys its power from TVA. The MTE board sets the retail rates.
Why is my Middle Tennessee Electric (MTE) bill so high?
The most common reason is more kWh: heating and air conditioning use much electricity. Charges that change each month: energy charge (base rate) and TVA fuel cost adjustment. A rate change: Middle Tennessee Electric (MTE) changed its rates on October 1, 2026. More days in the billing period also add kWh and daily charges. To see which reason applies to your bill, use the Why is my bill so high tool on this site: type your bill and an earlier bill, and it shows each reason in dollars.
Why is my bill different from the result?
Your bill can include sales tax, a city fee, a discount, a late fee or a different number of days. Type the number of days from your bill. To add tax, type the tax rate from your bill in the tax field. If your tariff has a discount program, select it in the options.
Where do I find my kWh?
Your bill shows the kWh for the billing period. Look for the meter reading section or the usage section.
What is the Middle Tennessee Electric (MTE) outage number?
To report a power outage to Middle Tennessee Electric (MTE), call 877-777-0215, or use the outage map on the Middle Tennessee Electric (MTE) website. If you see a downed power line, stay away from it and call the utility or 911.
utilityratecalc.com is not part of Middle Tennessee Electric Membership Corporation (Middle Tennessee Electric, MTE) or the MTE Board of Directors, under the TVA wholesale power contract. For the official values, use your bill and the tariff of Middle Tennessee Electric (MTE).