Electricity in South Bend, Indiana
4 electric utilities serve homes in St. Joseph County, where South Bend is: Northern Indiana Public Service, Indiana Michigan Power (Indiana), City of Mishawaka and Kankakee Valley Rural EMC. The name of your utility is on your bill. In 2025, the average home bill of these utilities was $75.86 (City of Mishawaka) to $148.15 (Northern Indiana Public Service) a month. The Indiana average was $149.72.
- 103,201 people (2025 estimate)
- St. Joseph County
- EIA data, 2025
Electric utilities in South Bend
EIA lists utilities by county, not by city. These utilities serve homes in St. Joseph County. Your address has one utility: its name is on your bill, or type your ZIP code in the utility finder.
| Utility | Homes in Indiana | Average bill 2025 | 1,000 kWh now |
|---|---|---|---|
| Northern Indiana Public ServiceInvestor-owned utility | 433,889 | $148.15672 kWh, 22.1¢ | — |
| Indiana Michigan Power (Indiana)Investor-owned utility · bill calculator | 425,007 | $146.33853 kWh, 17.2¢ | $160.38 |
| City of MishawakaCity utility | 25,180 | $75.86613 kWh, 12.4¢ | — |
| Kankakee Valley Rural EMCElectric cooperative | 19,027 | $145.18986 kWh, 14.7¢ | — |
4 smaller utilities with fewer than 1,000 homes are also listed in the county. The average bill is the 2025 average of each utility's homes that bought their power from it (EIA-861); a dash means that its homes buy power from a retail supplier. The 1,000 kWh bill is from the official tariff, before taxes, for the utilities that have a calculator on this site. The Indiana average was $149.72 a month for 938 kWh (16.0¢ per kWh).
Solar power in South Bend
A home solar system on a south-facing roof in South Bend makes about 1,310 kWh a year for each kW of panels (PVWatts, National Laboratory of the Rockies). A 6 kW system makes about 7,861 kWh a year. See what that saves on your utility's rates with the solar savings calculator.
Lower your electric bill in South Bend
- Open your utility above for its average bill, outages and rates, or the bill calculator to check your own bill.
- Help paying your Indiana Michigan Power (Indiana) bill: 6 programs, with who qualifies and how to apply.
- Help paying the electric bill in Indiana: bill assistance, payment plans and discounts.
- Why is my electric bill so high? and the appliance cost calculator.
More about Indiana: Indiana electric rates and all Indiana utilities, business electricity rates and natural gas bills. Other cities: Mishawaka, Anderson, Bloomington, Carmel, Columbus, Elkhart, Evansville, Fort Wayne, Greenfield, Greenwood, Hammond, Indianapolis.
Who provides electricity in South Bend, IN?
4 electric utilities serve homes in St. Joseph County, where South Bend is: Northern Indiana Public Service, Indiana Michigan Power (Indiana), City of Mishawaka and Kankakee Valley Rural EMC. The name of your utility is on your bill.
What is the average electric bill in South Bend, IN?
In 2025, the average home bill of these utilities was $75.86 (City of Mishawaka) to $148.15 (Northern Indiana Public Service) a month. The Indiana average was $149.72 a month for 938 kWh. Your bill depends on your kWh and your rate plan.
utilityratecalc.com is not part of any utility or city government. Sources: Census Bureau city population estimates, Vintage 2025 (the city and its counties); EIA-861 data, 2025 (utilities by county, homes and average bills).