Electricity in Loveland, Colorado
Loveland has its own city-owned electric utility, City of Loveland. Xcel Energy (Colorado), City of Fort Collins, Poudre Valley REA and Mountain Parks Electric also serve homes in Larimer County, so check the name on your bill. The average City of Loveland home paid $94.55 a month in 2025 (15.3¢ per kWh). The Colorado average was $103.30.
- 81,387 people (2025 estimate)
- Larimer County
- EIA data, 2025
Electric utilities in Loveland
EIA lists utilities by county, not by city. These utilities serve homes in Larimer County. Your address has one utility: its name is on your bill, or type your ZIP code in the utility finder.
| Utility | Homes in Colorado | Average bill 2025 | 1,000 kWh now |
|---|---|---|---|
| City of LovelandCity-owned utility of Loveland | 37,387 | $94.55618 kWh, 15.3¢ | — |
| Xcel Energy (Colorado)Investor-owned utility · bill calculator | 1,379,910 | $92.91584 kWh, 15.9¢ | $163.65 |
| City of Fort CollinsCity utility | 71,804 | $87.43610 kWh, 14.3¢ | — |
| Poudre Valley REAElectric cooperative | 50,933 | $109.05874 kWh, 12.5¢ | — |
| Mountain Parks ElectricElectric cooperative | 19,571 | $128.04730 kWh, 17.5¢ | — |
3 smaller utilities with fewer than 1,000 homes are also listed in the county. The average bill is the 2025 average of each utility's homes that bought their power from it (EIA-861); a dash means that its homes buy power from a retail supplier. The 1,000 kWh bill is from the official tariff, before taxes, for the utilities that have a calculator on this site. The Colorado average was $103.30 a month for 658 kWh (15.7¢ per kWh).
Solar power in Loveland
A home solar system on a south-facing roof in Loveland makes about 1,494 kWh a year for each kW of panels (PVWatts, National Laboratory of the Rockies). A 6 kW system makes about 8,962 kWh a year. See what that saves on your utility's rates with the solar savings calculator.
Lower your electric bill in Loveland
- Open your utility above for its average bill, outages and rates, or the bill calculator to check your own bill.
- Help paying the electric bill in Colorado: bill assistance, payment plans and discounts.
- Why is my electric bill so high? and the appliance cost calculator.
More about Colorado: Colorado electric rates and all Colorado utilities, business electricity rates and natural gas bills. Other cities: Fort Collins, Windsor, Colorado Springs, Denver, Aurora, Boulder, Broomfield, Castle Rock, Centennial, Erie, Fountain, Grand Junction.
Who provides electricity in Loveland, CO?
Loveland has its own city-owned electric utility, City of Loveland. Xcel Energy (Colorado), City of Fort Collins, Poudre Valley REA and Mountain Parks Electric also serve homes in Larimer County, so check the name on your bill.
What is the average electric bill in Loveland, CO?
The average City of Loveland home paid $94.55 a month in 2025 (15.3¢ per kWh). The Colorado average was $103.30 a month for 658 kWh. Your bill depends on your kWh and your rate plan.
utilityratecalc.com is not part of any utility or city government. Sources: Census Bureau city population estimates, Vintage 2025 (the city and its counties); EIA-861 data, 2025 (utilities by county, homes and average bills).